Tag: featured
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Social Media’s New King, Musk Buys Twitter
In a wild turn of events, Twitter announced that they have agreed to terms with tech Juggernaut, Elon Musk, to buy Twitter. The deal was made on Monday, Apr 25th 2022, for roughly 44 billion dollars. Bret Taylor, Twitter independent board chair stated “The Twitter Board conducted a thoughtful and comprehensive process to assess Elon’s proposal with a deliberate focus on value, certainty, and financing.”
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End of year accounting
If you’re anything like the majority of Americans today, you are very connected to the internet and are constantly being fed information, whether it be true, partially true, partially false, blatantly false, or satire, you’re being fed something. If you just read the headlines throughout the year, you’d have no idea how your portfolio fared or what the value of your home looks like. On any given day, you could read an article titled “How real estate can make you rich in 2022” with a subsequent article that states “How real estate will slow your investments in 2022.”
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Our top expert picks to save more money for Christmas
Christmas is right around the corner. I know this because my wife started decorating the house (entirely too early I might add). One of the best parts of Christmas is the opportunity to give people presents. One of the worst parts of Christmas is the endless spending to buy these gifts. Well, we’ve got some suggestions that should make your life slightly better!
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How to protect your loved ones with term life insurance
This will be a short article, and honestly, rightfully so. For far too long, life insurance has been made overly complicated, expensive, highly-profitable to the selling company and advisor, and of little-to-no benefit to the consumer in most cases. When people hear “life insurance salesman” they tend to shy away. That’s why they started calling themselves financial advisors. Well, the title of financial advisor is starting to gain the same negative connotation. I expect them to change their title to something like “Personal Wealth Literacy Coach” or some other garbage in the near future. I digress – in reality, life insurance is designed to protect your loved ones when your time runs out and you ultimately meet the man upstairs.
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The HUGE benefits of the Health Savings Account (HSA)
Health Savings Accounts, or more commonly known as HSAs, are a tax haven hidden in plain sight. HSAs are paired with what the IRS determines to be “High Deductible Health Plans” or HDHPs. For 2021, these plans were required to have a minimum deductible of $1400 for an individual and $2800 for a family. If your plan meets these requirements and is categorized as an HDHP plan, you are eligible to contribute to a HSA. Note that there are more complicated requirements for families with one HDHP and one non-HDHP health plan.
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End of year checkup; how I keep tabs on my finances
In my honest opinion, yearly checkups are a very good thing when it comes to personal finance. If you don’t compare yourself against yourself, how do you know how you’re doing?
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Social Security; what it is and how you should include it in your retirement planning
You can’t peruse Google without seeing references to the failing Social Security Trust Fund. So you’re probably wondering, what is Social Security anyhow? Well, it’s something you should definitely keep tabs on for the sake of estimating your retirement.