The Wealthy Idiots Show | Whole Life is NOT a Good Financial Vehicle | Reaction Life180

Whole Life is NOT a Good Financial Vehicle | Reaction Life180



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Whole Life is NOT a Good Financial Vehicle | Reaction Life180

Whole Life is often presented as a financial vehicle but the more we review, the more we can’t see how this fits into ANY financial plan. It’s expensive, produces terrible gains, but most importantly, it has an astronomical opportunity cost. Not to mention, everything that’s done in a whole life plan can be done by YOU for cheaply…or FREE!

Check out the original video and give him a thumbs up for being a good sport…

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Disclaimer: Nothing in these videos is intended to be professional financial advice. This is for entertainment and educational purposes only. We hope to motivate the viewer into taking serious steps into improving their financial future, however, a licensed financial advisor should be consulted when ever necessary. The viewer assumes all financial risk on any endeavors they attempt.

  • 00:00 Introduction
  • 01:58 Start of Whole Life Dave Ramsey Video
  • 04:57 Basic Whole Life Illistration
  • 26:57 Breaking down the arguments against Whole Life 31:28 Showing graphs using the illustration’s own data
  • 44:25 Conclusion


  • AJ Sheff

    After attempting college, AJ joined the Marine Corps. When he left active duty, he worked in retail for a few years before returning to college. Several years later AJ was awarded his Bachelor in Science in Computer Science. Soon after, AJ began working in the tech industry as a Junior Developer. AJ continues to work in tech, however, he began to cultivate a passion for personal finance. For AJ, the concepts began to click and he felt a need to help others understand how to be financially free. If AJ can do it, any Idiot can.


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