Dave Ramsey Gets Risk Wildly Wrong. When all you have is a hammer, everything starts to look like a nail. When Dave Ramsey sees risk, his only solution is to be debt free. But what’s worse is that he totally gets risk wrong. He argues that risk = debt and debt = risk.
After attempting college, AJ joined the Marine Corps. When he left active duty, he worked in retail for a few years before returning to college. Several years later AJ was awarded his Bachelor in Science in Computer Science. Soon after, AJ began working in the tech industry as a Junior Developer. AJ continues to work in tech, however, he began to cultivate a passion for personal finance. For AJ, the concepts began to click and he felt a need to help others understand how to be financially free. If AJ can do it, any Idiot can.