Dave Ramsey will force his belief on any and every situation, regardless of the financially literacy of the person calling. In this case, the caller will lose hundreds of thousands of precious retirement dollars because Dave Ramsey’s advice. AJ points how Dave even contradicts himself in his own risk assessments.
After attempting college, AJ joined the Marine Corps. When he left active duty, he worked in retail for a few years before returning to college. Several years later AJ was awarded his Bachelor in Science in Computer Science. Soon after, AJ began working in the tech industry as a Junior Developer. AJ continues to work in tech, however, he began to cultivate a passion for personal finance. For AJ, the concepts began to click and he felt a need to help others understand how to be financially free. If AJ can do it, any Idiot can.