Are credit cards a tool for the wealthy, or a way for you to get tricked out of your money? Dave Ramsey seems to think credit cards are inherently bad. AJ argues that the issue isn’t credit cards at all, but something totally different!
After attempting college, AJ joined the Marine Corps. When he left active duty, he worked in retail for a few years before returning to college. Several years later AJ was awarded his Bachelor in Science in Computer Science. Soon after, AJ began working in the tech industry as a Junior Developer. AJ continues to work in tech, however, he began to cultivate a passion for personal finance. For AJ, the concepts began to click and he felt a need to help others understand how to be financially free. If AJ can do it, any Idiot can.