Real Estate's biggest cheat hacking

House Hacking 101



Paying for housing is one of the most costly expenses we pay just to live. If you can make house hacking work, you need to do this now. AJ outlines how this will give you one of the biggest wealth building tools in the game.

Buy a house or multiplex up to 4 units

3.5% down with FHA loan

Live in one of the rooms or units for at least 1 year

Rent out other rooms or units for more than or equal to the home payment

Let’s look at a break down

Austin, TX, a multiplex is roughly $385,000

3.5% is $13,475

Estimated monthly cost: $3,081

Total Money needed: $40,425

Est Maintenance: $26,950

$1500 per unit in rents

1500 * 3 = $4,500

cashflow is $1,419

$17,028 in cash flow first year

4% appreciation = $15,400

first year principal pay down = $5000

Total First year income = $37,428

Year 1 ROI: ~93%


  • AJ Sheff

    After attempting college, AJ joined the Marine Corps. When he left active duty, he worked in retail for a few years before returning to college. Several years later AJ was awarded his Bachelor in Science in Computer Science. Soon after, AJ began working in the tech industry as a Junior Developer. AJ continues to work in tech, however, he began to cultivate a passion for personal finance. For AJ, the concepts began to click and he felt a need to help others understand how to be financially free. If AJ can do it, any Idiot can.


All of our content is FREE! But if you feel like helping us out, we would greatly appreciate it!