Spotlight
New FHFA mortgage rules could punish the financially saavy
The Federal Housing Finance Agency (FHFA) recently announced some changes to their formula that will directly affect Loan Level Price Adjustments (LLPAs) that are set by underwriters Fannie Mae and Freddie Mac. Scheduled to take effect on May 1st, these changes were intended to lower mortgage costs for entry-level homebuyers, however, could have the inverseRead More »
“The desire of gold is not for gold. It is for the means of freedom and benefit.”
Ralph Waldo Emerson
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The Wealthy Idiots Show Podcast
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Whole Life is NOT a Good Financial Vehicle | Reaction Life180
Whole Life is often presented as a financial vehicle but the more we review, the more we can’t see how this fits into ANY financial plan. It’s expensive, produces terrible gains, but
Dave Ramsey Gets Risk Wildly WRONG and No Debt is His Only Answer
Dave Ramsey Gets Risk Wildly Wrong. When all you have is a hammer, everything starts to look like a nail. When Dave Ramsey sees risk, his only solution is to be
Doug Andrew Exposed! The Great Lies of Index Universal Life (IUL)
Doug Andrew Exposed! The Great Lies of Index Universal Life (IUL). Doug Andrew has made it his mission to sell IUL as the perfect investment vehicle, but he has yet to
Personal Finance Articles
How to get rich, the lessons behind Netflix’s new hit show
AJ and I were chatting the other day when we realized that both of us are currently watching Netflix’s ‘How to Get Rich‘ with our spouses. This hot new show, hosted by
Pay off mortgage vs. investing; which will make you rich?
This is a question we see posted all the time, and honestly, it seems like people are more divided on this issue than they are politics (so much so that Dave Ramsey
Saving money isn’t enough, you have to invest it!
Recently, AJ came across a TikTok video where a woman was explaining this in depth. In essence, investing is a 2-step process. Without the second step, you might as well stash the